I sure have. I worked for Magna Styer in the late 90’s We were developing a roots based super charger for GM. They sent an email stating if you are not at least a Process Engineer you will be let go. We got a WARN notice and a 3 weeks severance as a COBRA carry over. My daughter was 2 and on a special asthma treatment. I had to sell my 69 Camaro and cash out my 401K to make ends meet. Guess what? Nooobody cared except my wife and I. We figured it out and opened my own business. Been really happy ever since.